We talk to people everyday and the common theme that we encounter is that too many Americans are unaware of basic financial concepts that affect them everyday. That is why at SYNCIS^®, we want to help teach America the basic financial concepts that most people do not learn about in school.

We have put together a collection of simple and practical financial principles that can help you become stronger financially. These principles can be broken down into four “Steps”.

Most people do not realize that compound interest can have a major impact on their financial lives.

Another important financial concept that many people do not pay attention to is the impact of inflation. However, inflation is one of the key factors to consider when planning for your financial future.

Everyone who has ever received a paycheck is probably aware of taxes, but most people do not know that “when” you get taxed can have a huge impact on your financial goals.

When stock markets have boomed, most Americans see tremendous gains in their retirement or investment accounts. However, many Americans saw first-hand in 2000, 2001 and 2008 that the element of risk can change their financial goals and plans for retirement.

This exposure to ups and downs is called market risk.