Mastering Your Finances: A Guide to Smart Spending and Saving
You work hard for your money, so managing it wisely is critical to achieving both present enjoyment and long-term financial…
When Making Financial Choices, Think Long-Term
Are your financial decisions serving you and your long-term goals? While certain spending can bring you short-term enjoyment and satisfaction,…
Funds Keep Getting Low? What to Do
Are you perpetually running out of cash? If you’re struggling to cover your bills and tend to find yourself low…
How to Rebuild Your Rainy-Day Fund After an Emergency
Your emergency fund is meant to help you afford unforeseen but necessary expenses. Without emergency savings, you have a higher…
Your Financial Security is a Wise Investment
How strong is your financial foundation? The wisest decision you can make is to invest in your own stable financial…
Top Tips for Credit Card Repayment
Are you in credit card debt? Don’t let your credit card debt prevent you from achieving your financial goals. You…
Do You Overspend on “Stuff?”
We’ve all done it before: bought ourselves another snack, shirt, or gadget that we just don’t need. In the interest…
The Benefits of Controlled Credit Spending
Do you have a habit of using (and maybe abusing) your credit cards? Before you rack up more credit card…
How to Practice Financial Responsibility at Any Age
You're never too young or too old to make financially wise decisions! If you stay dedicated to your financial health…
Check In On Your Personal Finances
How healthy are your finances? If it has been a few months since you’ve assessed your funds and monetary standing,…
Make Saving Easier On Yourself
While saving requires regular dedication, it doesn't have to be hard. If you struggle with overspending and under-saving, you can make saving each…
Not Seeing Growth? Focus on Financial Missteps
If you have built your budget and set your savings goals but still don’t see the financial growth you were…
Top Reasons to Address Credit Card Debt Sooner Than Later
Credit scores are an important part of your financial portfolio. When applying to rent an apartment, buying or leasing a car,…
Daily Decisions That Build Financial Stability
You deserve financial stability and peace of mind. Your daily choices can help you build and maintain a firm financial…
Savings Goals that Set You Up for Success
What can saving do for you? Saving money translates to peace of mind, greater flexibility, and more freedom. You will…
How To Spend Money (More Wisely)
Spending is a skill, just like anything else in life. You will become a savvier spender if you: Save Whenever…
How to Get More Out of Your Income
Do you want to get more mileage out of your income each month? Try the following: Use a Budget: Budgeting…
Fight the Urge to Splurge
Ads and discounts are everywhere: your email inbox, the websites you visit, and the magazines you pick up at the…
Stay Protection Minded; Your Finances Will Grow!
To grow your finances, maintain a mindset of protection. This is an attitude that safeguards the money and other assets…
Budgeting: How Much Should You Be Saving?
Saving money is one of the best ways to achieve your financial goals. A monthly saving habit will support your…
Live Life to the Fullest . . . without Overspending!
Did you know that getting more out of life does not necessarily translate to spending more money? You can enjoy…
How to Turn Your Spending Habits into a Savings Habit
Would you like to have more money in your savings account? You can increase the amount of money you save…
Get More Mileage from Your Income
You work hard for your money, so don't waste it! You’ll get more security and satisfaction from your income if you: …
Financial Security Is Self-Care
When it comes to happiness and stress levels, your financial health is just as important as your physical and mental…
How to Prepare for Income Interruption
You work hard; you deserve to protect yourself from potential income interruption. How can you prepare both mentally and financially…
How to Use Your Money More Wisely This Month
Consider changing your mindset about money. You will enable yourself to accomplish more with your hard-earned funds and achieve both…
How to Set & Achieve Your Money Goals
Envision your ideal future. How do you see yourself? What money milestones will you have accomplished along the way? The…
Ways To Get More Out of Your Income
Do you want to get more mileage out of your income each month? Try the following: Use a Budget: Budgeting…
Why You Want to Reduce Your Credit Card Debt
Simply put, if you have credit card debt, you are doing your financial standing a disservice. Set a short-term goal…
Keep It Simple! Your Finances Will Flourish.
As you work toward your goals this month, remember these three words: keep it simple. Whether it’s your goals, spending…
Inflation: What Do I Do About Major Expenses?
Are high prices making certain purchases feel out of reach right now? Necessities like computers, mattresses, cars, and bikes become…
How to Stay Resilient and Adaptable
You never know when you and your family may need to pivot and adapt to new situations. You will enable…
The Secret to Saving: Turn Each No into a Yes!
Have you ever wanted to splurge on a purchase without considering the consequences? In our consumer-driven society, we’re often tempted…
The Toll of Debt-Related Stress (and How to Avoid It)
Borrowing money can be an integral part of major financial milestones, like buying a home or building a business. On…
The Downsides of Debt (and How to Avoid Them!)
Borrowing money can enable people to purchase a home, build a business, and finally live life on their terms. Unfortunately,…
Three Things That Will Save You Money down the Road
Want to save more money? You can take certain action today to prevent unwanted expenses tomorrow. In order to help…
Three Tips to Reduce Your Expenses
Would you like to decrease some of the pressure on your bottom line this month? The best way to keep…
Three Things Not to Do with Your Credit Card
Healthy credit habits lend to a healthy credit rating. If you are trying to improve your credit score, avoid these…
Start Your Journey To Your Financial Future
As the saying goes, “The best way to predict your future is to create it.” You choose the steps you…
Ways to Protect Your Credit Score
A high credit score is important to getting the best prices or rates on all of the largest financial transactions…
Three Financial Priorities For This Month
We can never predict what waits around the corner. Thankfully, taking care of a number of financial priorities can help…
Four Financial Pitfalls to Avoid During Tough Times
When you lose a job or lose income and your finances are suffering, it’s time to evaluate your spending and…
What to Do When Your Income Is Interrupted
Any number of factors can disrupt your ability to earn income. There may be changes within your company or job…
Five Ways to Navigate an Economic Downturn
A recession can occur when the economy experiences a decline in spending for two quarters or more. You deserve a…
Four Questions To Help You Be Frugal
While it may sound obvious, the secret to successful saving is learning how to control your spending. Frugality will help…
Four Ways to Turn Around Overspending
Did you overspend on your credit card this month? Even the most financially savvy individuals may have moments where they…
How to Be Prepared for Changes in The (Financial) Weather
Financial markets have natural ups and downs. When performance in one or more sectors falls, the effects can ripple across…
Beware of Budget Sabotage
You assessed your income and expenses, and set realistic, rewarding savings goals for your upcoming year and beyond. You’re finally…
Healthy Spending Habits: What Do They Look Like?
If you learned some of your driving habits were wasting valuable gas, chances are, you might consider pursuing more gas-preserving…
Have You Made These Three Common Saving Mistakes?
If we want to improve our financial strength and security, we’ll need more than just a steady income to keep…
Take Control Of Hidden Expenses
As much as it would be nice to relax and spend your money without worry, if you don’t watch out,…
Things To Consider When Thinking About a New Credit Card
Opening a new line of credit can be a boost to your credit score! However, before you sign up for…
Ways to Repay Your Mortgage Faster
A mortgage is a valuable lending tool that enables buyers to purchase property and pay back the value of the…
Financial Flexibility: What It Means for You (and How to Get It!)
While the words “financial flexibility” mean something different for every person, having it will make life easier for you! Financial…
Eyes on the Prize: The Secret to Financial Follow-Through
Do you feel like you aren’t making progress toward reaching your goals? If that’s you, then it’s time to take…
Three Steps to Your Dream Vacation
When it comes to reaching your long-term financial goals, you’ve probably heard that saving is key. While controlling your spending…
Four Ways to Avoid Budget Sabotage
A budget is the best way to practice responsible spending and stay financially on-track to meet your goals. Follow these…
Four Ways to Manage Unexpected Income Responsibly
From income-tax refunds to bonuses and sales commissions, there may be moments in our lives when we receive a one-time…
The Value of Having A Good Credit History
Are you one of the millions of Americans who do not have a credit history? While the idea of living…
Your Budget: What Did You Forget?
You sat down with your receipts, your bills, and your expense list and, ta-da! You made a budget that works…
Five Ways To Overcome Credit Card Debt
You needed to replace your car’s transmission. You expected to be earning more money by now. You were just trying…
Four Things Every Smart Shopper Knows
Financial growth doesn’t just come from smart saving; it also comes from a healthy dose of smart shopping. Consider adding…
How to Financially Protect Yourself
Your finances might be at risk without you even knowing it. While there is no need to panic, it’s important…
Three Common Mistakes That Can Lower Your Credit Score!
It is important to be mindful of our credit card spending and repayment habits. A few credit card missteps are…
You’re in Control Of Your Credit!
While credit cards may seem like secure, convenient ways to make purchases, credit card debt can grow out of control…
Three Ways to Control Your Money
Do you feel like you have a manageable amount of debt, a comfortable amount of emergency funds, and control of…
Instability: How to Be Prepared
We live in a time where nearly anything around us can change in an instant. Financial markets, professional demand, technology,…
Be Prepared: Emergency Fund
Nothing can cause us more anxiety or disrupt our financial plans quicker, than a sudden loss of income. As much…
The Value of Saving a Little More
How often do you save money? You may be doing so regularly. Or you may not be saving at all.…
Four Ways To Improve Your Credit Score
Our credit score can determine our eligibility in a variety of financial situations, including rates on loans and approvals for…
Financial Peace Of Mind: It’s Not One-Size-Fits-All!
Do you seek more peace of mind in your life? If so, take steps to protect yourself from unanticipated expenses…
Save for Now, Save for Later
We all have dreams for our financial future. But we also have needs we must meet in our financial present.…
Trust Your “Emotional Brain”
Our ability to use logic and reason is one of our greatest strengths as human beings. But what about our…
The Personal and Financial Benefits of Being a Giver
Overall, generosity and the urge to share are positive traits. But it can be difficult to balance our desire to…
Reward Yourself Tomorrow By Saving Today
It’s always nice to reward yourself to mark an accomplishment or to celebrate a special occasion. But a common mistake…
The Hidden Costs of Homeownership
Is one of your financial goals to someday own a home? You may have a house type and price range…
Personal Finance: The Importance of a Plan
You may feel confident in your circumstances and confident that, someday, you will achieve every financial goal you want to…
How Much Debt Is Too Much?
While debt can be a natural part of many major financial purchases, too much can put you at great financial…
Are Your Daily Decisions Supporting Your Financial Goals?
Reflect on what you buy during your week. Is there a chance you could be spending more than you need…
The Way Spending and Saving Make Us Feel
We make countless decisions every day, including ones regarding when and how we spend our money. When it comes to…
Borrowing: Is It The Right Time for a Loan?
With interest rates increasing, it is a good time to revisit the idea of loans and consider whether they make…
Four Reasons Why You May Pay Higher Prices For Things
While it may be unpleasant to accept, there is a general trend affecting all our financial futures: we will have…
Check-in with Your Financial Priorities
It’s not uncommon for our words to say one thing, but our actions to show another. But there are many…
Ways to Protect Your Finances from a Recession
Even when we hear the news that our economy is on an upswing, many of us dread that one word…
Is Your Credit Score Is Lower Than It Should Be?
Is your credit score lower than you would like it to be? This important number can determine your ability to…
Three Ways to Protect Your Family
We work hard every day to keep ourselves prosperous and in good health. Many of us dream of, or are…
Four Ways to Avoid Financial Distraction
Maintaining long-term focus is vital to a person’s ability to succeed. Unfortunately, distractions from our financial goals can be found…
A Quick Financial Self-Assessment
Are you currently pinching pennies because you’re determined to stick to your financial goals, or because you feel you’re under…
Before You Purchase: Spend or Save?
No matter how savvy we think we are, some purchases are financially wiser than others. Here are four examples of…
You and Financial Independence
Chances are, you’re tired of financial headaches and want to feel more in-control of your future. We each strive to…
Stay On-budget with This One Easy Hack!
You did your best to create a budget that allows you to meet all your monthly expenses without a headache,…
Four Ways We Are Unknowingly Jeopardizing Our Financial Security!
You planned and you saved…congratulations! This means your financial security is in the bag, right? Unfortunately, our security is not…
Second-guessing Your Financial Decisions? Take These Three Steps
Maybe you’ve heard this advice before: the best way to get the upper-hand of an argument is to avoid it.…
Five Ways to Pay Down Your Debt
If we carry a large amount of debt over an extended period of time, we can have trouble reaching our…
Reactive Versus Proactive Financial Habits
Do you feel like your financial frustrations and instabilities are a result of other people’s actions, uncontrollable forces, or just…
Tear Down Your Debt
Whether you found yourself in a financial emergency, made a major investment, allowed a splurge purchase, or took out a…
Emergency Preparedness: The Financial Tool You Don’t Want to Be Without!
As the news likes to remind us, there are a good number of things in this world that we cannot…
Four Ways to Find Financial Wiggle-Room
Imagine you have a solid budget plan in place: You’re maximizing your savings while disciplining your spending to just the…
Spend Now or Save for Later? Three Ways to Tell
As we progress along our financial journey, we do our best to spend in ways that keeps us both secure…
Mortgages: What You Can Do Today
Homeownership can seem like the big cherry on top of many other financial provisions that need to be accomplished first.…
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